It may have been closed or blocked and Apple Pay was notified. Apple Pay may have some issue completely keeping the card information so you'll just have to re-add it. Your card may have expired. You may have reported it lost or stolen.
When you add a credit, debit, prepaid, or transit card (where available) to Apple Pay, information that you enter on your device is encrypted and sent to Apple servers. If you use the camera to enter the card information, the information is never saved on your device or photo library.
On your iPhone, open the Wallet app and tap Apple Card. Tap the participant's name. Scroll down to Titanium Card and tap Lock Card.
One thing you need to know is that you can still use Apple Pay. Apple Pay in fact requires your fingerprint to work no matter whether you have your plastic card with you or not.
Do I need to enter my new card details in Apple Pay if I get a replacement card? If you've replaced your Barclays card with a new one, you don't need to enter your new card details in Apple Pay – it updates automatically. You can even use your new card with Apple Pay before you receive your physical card.
If you can't add a debit or credit card to Apple Wallet
On your iOS device, you need to set up Face ID, Touch ID, or a passcode. On your Apple Watch, you need to set up a passcode.
Phones do create a magnetic field, but thankfully, it isn't strong enough to demagnetize credit or debit cards. The small magnet in the phone's speaker is the main culprit of generatingthe magnetic field. This field, however, is too weak to cause sufficient damage to a credit card magnetic strip, with some exceptions.
Banks and card users often get their ATM cards blocked whenever there is a slight chance of any fraudulent transaction or unauthorized payments. ATM cards are also blocked when they expire.
Yes, you can block or deactivate your ATM card temporarily.
The magnet in your phone is found in the speaker, which is much too weak to harm your cards. Therefore, there's nothing to worry about carrying your bank cards and phone together. Your bank cards will deteriorate over time naturally, whether you keep them with your phone or not.
Fraudsters can get ahold of your card details in a few different ways—one of them being through an ATM card skimming device. Nefarious parties can also gain access to old bank statements or debit cards, or direct you to make a payment on a fraudulent website that collects your details.
Apple Pay is a very secure way to make payments. This is because your card numbers are not stored on your device, and are never shared by Apple Pay, or sent with your payment. Instead, Apple Pay gives you a unique Device Account Number, that's encrypted and stored in a secure part of your iPhone, iPad or Apple Watch.
If you have an unpaid balance, you might not be able to remove a payment method. Instead, change your payment method. If you still can't remove a payment method, contact Apple Support.
SUSPENSION, CANCELLATION AND CHANGE TO FUNCTIONALITY
We may block, restrict, suspend or terminate your use of any card through Apple Pay if you breach these Terms, your account terms, Apple Pay terms, any Third Party Agreements or if we suspect any fraudulent activity or misuse of the card.
Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.
Identity thieves can retrieve account data from your card's magnetic strip using a device called a skimmer, which they can stash in ATMs and store card readers. They can then use that data to produce counterfeit cards. EMV chip cards, which are replacing magnetic strip cards, are expected to eliminate this risk.
There are a number of issues that could result in a debit card decline. For starters, you could be mistaken about your balance, or you may have reached your daily limit for withdrawals. The bank may feel the transaction is suspicious, based on your purchase history. Technical issues may also be to blame.
The concern is that the magnetic field generated by a mobile phone could demagnetize the magnetic stripe on the card, rendering it unreadable. However, this is generally a misconception, as the magnetic fields produced by modern mobile phones are too weak to cause demagnetization of hotel key cards.
If you find the magnetic stripe on your credit card is no longer working, it may have become demagnetized.
The chips on today's credit and debit cards make them more secure than old cards with only magnetic strips. But a card's chip can stop working for a number of reasons, such as becoming demagnetized. What then? There are several solutions you can try, such as cleaning the chip and swiping your card instead.
Apple Collects Significant Personal Data
Apple Pay requires you to disclose various personal information. Apart from the standard data like your name and address, the company will also access your transaction history—which could amount to a lot if you use it frequently.
No, you cannot just simply use another device that is logged in with another Apple ID to access YOUR Apple Wallet.
Apple does not offer refunds if you are scammed using apple pay. However, users' bank and card companies may be able to refund the money that was stolen from the users. Be sure to contact them as soon as possible.