Black cards are a status symbol that are typically invite-only and reserved for big spenders who can afford to pay initiation fees and annual fees totaling thousands of dollars.
How much do you have to make to get Amex's black card? There aren't any income requirements per se, but you most likely need to be a high spender on your Amex cards. If you're in the ballpark of $250,000 to $500,000 in annual spending across all your open Amex cards, you may qualify for the Centurion card.
The hardest Amex card to get is the Centurion® Card from American Express. Also known as the “Black Card,” this Amex card is hard to get because it is available by invitation only, and potential candidates are rumored to need an annual income of at least $1 million.
Members of the 1% — or perhaps the 0.1% — may get an invitation for a black card, as some of these high-status cards are only available to consumers that the issuing bank deems worthy.
Black credit cards are sought after in the Australian credit card market for their high standard of perks and rewards. While these benefits may also translate to a higher-than-average annual fee or purchase rate, the perks offered are considered worthy of these costs.
A black credit card offers more privileges and perks than other types of credit cards. The features and benefits of black credit cards can include: Higher credit limits. More rewards or Qantas Points per dollar.
Regardless, you should expect to need an excellent credit score (scores of 800 and above) to qualify for a black card.
The American Express Black Card isn't available to just anyone. It's a charge card that's offered to high-net-worth individuals (HNWIs) only through an invitation. Think of it as an exclusive club. This means that you can't just apply to join.
No spending limit
There are no preset spending limits with the Amex black card, so you can easily buy big-ticket items that you may not necessarily be able to pay for with other credit cards. Keep in mind, however, that you must pay off your balances in full every month.
Black cards are a status symbol that are typically invite-only and reserved for big spenders who can afford to pay initiation fees and annual fees totaling thousands of dollars. But the invitation-only requirement has changed slightly for the oldest “black card” — the Centurion® Card from American Express.
You have to be a private banking client of J.P. Morgan in order to qualify, and it's generally believed, though unconfirmed, that you need to have $10 million worth of assets managed by J.P. Morgan. This card is strictly by invitation only.
Planet Fitness Guest Pass. As a Black Card member, you can bring one guest per visit as long as the guest stays with you at all times. Guests are limited to using work out equipment only and are not allowed to use tanning beds and hydromassage chairs or other Planet Fitness services like haircuts.
Among K-pop fans Black Card is quite famous ever since BTS makane Jungkook flaunted his Black credit card to purchase snacks from the vending machine. Fans have been wondering about what speciality this card holds. Apart from Jungkook, only Jin in BTS holds the black card.
Is the Mastercard® Black Card™ worth it? With a hefty annual fee, a low earning rate and subpar benefits for a luxury credit card, the Mastercard® Black Card™ card is not the best pick for money savvy consumers who want a premium card with premium perks.
But we have it on good authority that celebrities including Beyoncé, Oprah Winfrey, and Jerry Seinfeld, who reportedly received the first-ever Black Card, all carry it. Collectively there are thought to be fewer than 20,000 AmEx Centurion cardholders around the world.
Please note that any PF Black Card® guests must be 18 years old with a valid ID, unless they're accompanied by a parent or guardian.
Products and services
The Black Card, is a rewards credit card that is the middle-tier offering from Luxury Card. The Gold Card is considered the higher end of the three cards. Benefits for each card vary and can include a 24/7 concierge service, gifts, and worldwide acceptance.
While platinum, gold and black credit cards are all premium options, each represents a different level of status and service. Gold credit cards are a step up from standard cards; platinum credit cards are typically above gold, and black credit cards sit at the top of the pack.
Kookie also owns Blackcard. BTS Jin who was born in a rich family was always seen wearing luxurious clothes and cars. He also owns a black card. BIGBANG Taeyang, Suho from EXO, Taeyeon from Girl's generation and Sandara Park from 2NE1 also own a black card.
How Jerry Seinfeld got the first ever Amex Black Card..
The most prestigious credit cards are the Centurion® Card from American Express, the J.P. Morgan Reserve Credit Card, and the Citi Chairman Card because all 3 cards are invitation-only.
Black Card Requirements: For One, Be a Multi-Millionaire
In the end, though, it's mostly about how much you spend. The typical card user won't be using their card in a way that meets Black Card requirements because most people don't spend that much.