Generally, a card issuer invites only their most loyal customers who spend upwards of six figures or more a year to become a black cardholder.
How much do you have to make to get Amex's black card? There aren't any income requirements per se, but you most likely need to be a high spender on your Amex cards. If you're in the ballpark of $250,000 to $500,000 in annual spending across all your open Amex cards, you may qualify for the Centurion card.
Black credit cards are sought after in the Australian credit card market for their high standard of perks and rewards. While these benefits may also translate to a higher-than-average annual fee or purchase rate, the perks offered are considered worthy of these costs.
Prospective cardholders may apply online and must meet minimum eligibility requirements. The Black Card has a hefty $10,000 initiation fee, a $5,000 annual fee, and offers many travel perks. The Platinum Card has a $695 annual fee with many travel-related perks, and cardholders can earn points for every dollar spent.
While it's only natural to want an exclusive credit card, card issuers tend to be tight-lipped when it comes to how to receive an exclusive invite to a black credit card. Unfortunately, getting an invite is typically the only way to get a black credit card of your own.
There's no credit limit
The American Express Black Card doesn't have a pre-set spending limit, so cardholders can spend as much as they want every month. But that's only the case if they can afford it. The Centurion® Card from American Express is a charge card, so cardholders can't carry a balance.
The Mastercard Black Card's access to Priority Pass lounges is a fair justification for the card's high annual fee. The card grants complimentary access for the primary account holder to more than 1,300 Priority Pass lounges worldwide. However, cardholders can find better values on Priority Pass membership elsewhere.
Among K-pop fans Black Card is quite famous ever since BTS makane Jungkook flaunted his Black credit card to purchase snacks from the vending machine. Fans have been wondering about what speciality this card holds. Apart from Jungkook, only Jin in BTS holds the black card.
There are even no-annual-fee cards like the Verizon Visa® Card* and Prime Visa now that are made of metal. But a true black card is invitation-only and was designed for only the most top-tier spenders.
With a black card, you can lock in hotel elite status at four major hotel chains: Marriott, Hilton, Intercontinental Hotels Group, and Relais & Châteaux. Hotel elite status gets you sweet benefits like room upgrades, late checkouts, resort and spa credits, and free breakfast.
The Community First Low Rate Pink credit card is one of the only charity credit cards available in Australia –with 50% of the annual fee helping to fund McGrath breast care nurses. These nurses offer free care and support for people experiencing breast cancer and work in communities all around the country.
The Black Card, is a rewards credit card that is the middle-tier offering from Luxury Card. The Gold Card is considered the higher end of the three cards. Benefits for each card vary and can include a 24/7 concierge service, gifts, and worldwide acceptance.
Key Takeaways: There are around 20,000 Black cardholders in the U.S. This is a no-limit credit card. Cardholders are excepted on an 'invitation-only basis.
For starters, Visa has its Black Card, which is significantly easier to obtain. While the benefits aren't great, if your main goal is a prestigious-appearing card made of metal, it can do the trick.
Members of the 1% — or perhaps the 0.1% — may get an invitation for a black card, as some of these high-status cards are only available to consumers that the issuing bank deems worthy.
The American Express Centurion Card, colloquially known as the Black Card, is a charge card issued by American Express. It is reserved for the company's wealthiest clients who meet certain net worth, credit quality, and spending requirements on its gateway card, the Platinum Card.
Please note that any PF Black Card® guests must be 18 years old with a valid ID, unless they're accompanied by a parent or guardian.
Tomorrow x Together (TXT) member Yeonjun owns a black card, being the fourth generation kid, he owns one of the richest cards in the world.
J-Hope. Jung Ho-seok, better known by his stage name J-Hope, is currently the richest BTS member, whose net worth is estimated at around USD 24-26 million (INR 196-213 crore approx.), according to reports. The K-pop idol has amassed his wealth through BTS music production, album sales and songwriting.
Some of the K-pop idols who own the luxurious Black Card are BIGBANG's G-Dragon and Taeyang, BTS' Jin and Jungkook, BLACKPINK's Jennie, EXO's Suho, Girls' Generations' Taeyeon and TXT's Yeonjun.
Centurion® Card from American Express
Known as the Black Card, the Centurion® Card from American Express is an elusive and exclusive card issued by invitation only.
The most prestigious credit cards are the Centurion® Card from American Express, the J.P. Morgan Reserve Credit Card, and the Citi Chairman Card because all 3 cards are invitation-only. In addition, all 3 cards require applicants to meet high income and/or spending standards for approval.
Centurion® Card from American Express
Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.