Social benefits amount to 30% of gross domestic product and around 45% of household income. Three quarters of these benefits are paid by social security. The Social Welfare Report, published annually distinguishes five categories of benefits for as many risks: The pension and survival risk.
Health and sickness benefits in France
The daily amount is equivalent to 50% of the daily wage of the last three months. There are upper limits, however, depending on your circumstances. You can get daily benefit for longer-term illness for a maximum of three years.
The amount of this benefit is determined by the parents' income and number of additional dependent children at the time of the child's death (year N-2). As of July 1st, 2022, this benefit amounts to €2,119.54 for a family whose income for 2021 was: below €88,961 with one child, or below €106,757 with 4 children.
Through the general scheme, French nationals receive health care coverage, as well as parental and family benefits through social security, which is paid out of contributions and tax deduction. Both employers and employees contribute, and the government manages the contributions.
The ceiling not to be exceeded is re-evaluated every year. In 2022, this ceiling is set at 11,001.44 euros per year for a single person (916.78 euros per month) and 17,079.77 euros per year (1,423.31 euros per month) for a couple.
Level of pensions
People having retired in France receive on average €1,509 gross pension income a month (around €1,400 net). However, it increases to €1,537 net when the widower's pension is included, an amount estimated to represent on average 62.9% of the revenue of working class people in 2020.
You must have health insurance cover to live in France. State healthcare in France is not free. Healthcare costs are covered by both the state and through patient contributions. These are known as co-payments.
Effective July 1st, 2021, jobseekers under the age of 57 with an unemployment benefit award of more than €87.65* per day (based on a prior gross monthly wage of at least 4,500 €) draw 30% less from the 9th month of payment. However, benefits cannot be reduced to less than €87.65* per day.
Depending on your personal situation and the type of housing you find, you may be entitled to a housing benefit from the Caisse d'Allocations familiales (CAF). You can apply for a benefit whether you live in an unfurnished or furnished flat, homestay, or student hall of residence.
France's family allowance funds (caisses d'allocations familiales – CAF) pay family allowances to employees in all professions who have one or more dependent children under the age of 20 living in France. These include: General living allowances (family allowances, supplementary allowances, etc.)
Sick Leave
The mandated minimum that employees are entitled to is up to 6 months sick pay, if 150 hours of work has been logged 3-months preceding illness. If they have worked more than 600-hours in 12 months, then they may be entitled to more.
The Top 5 were France, Finland, Belgium, Denmark and Italy. OECD countries spent an average of 20% of their GDP on social expenditure, on things such as public cash benefits, healthcare and pensions. The top 5 countries spent an average of 29.1%, while the UK spent 20.6% of its GDP on social provisions..
Recently, Denmark also ranked as the best country in the world in which to raise children and be a woman. Additionally, high social trust, little crime, and strong gender equality are some of the outcomes of the welfare system that push the country into its top rankings.
Family Tax Benefit Part A pays a maximum of $197.96 per fortnight for children up to 12 years and $257.46 per fortnight for children up to 19 years, if they are eligible. The amount you receive depends on: your income. the ages of children in your care.
The maximum rate for each child per fortnight is: $197.96 for a child 0 to 12 years.
Childcare costs in France
The good news is that school is free for all children from the age of 3 in France. Before that, most children are looked after by a nounou (a professional childminder) or in a crèche (nursery).
Who can see a French doctor? Both residents and non-residents can see a doctor in France, with the only difference being out-of-pocket costs. A routine consultation costs between €25 and €55, depending on the specialty of the doctor and treatment.
As a general rule, you will always need to pay the full cost of the medical consultation and if you are registered with French healthcare, you will receive reimbursement of a portion of this cost. Then, if you go to a public hospital and are registered for French healthcare, you will not need to pay upfront.
All essential and urgent treatments, and many long-term illnesses and corresponding prescription medicines are covered 100%. However, for doctors' visits, hospitalisations, visits to specialists, and many other prescriptions and treatments, the state only covers a percentage of the costs – typically 70%.
Latest Age Pension changes (from 20 March 2023)
Single: $1,064.00 per fortnight (approximately $27,664 per year) Couple (each): $802.00 per fortnight (approximately $20,852 per year) Couple (combined): $1,604.00 per fortnight (approximately $41,704 per year)
Retiring at 62* (statutory age)
France's statutory minimum retirement age is 62 for those born on or after January 1st, 1955.
Age Pension age is: 65 years and 6 months, if you were born between 1 July 1952 and 31 December 1953. 66 years, if you were born between 1 January 1954 and 30 June 1955. 66 years and 6 months, if you were born between 1 July 1955 and 31 December 1956.
You may get Age Pension for the whole time you're outside Australia. Even if you're leaving to live in another country.