41 / Lost card, pick Up: The customer's bank is preventing this transaction because the card has been reported as lost. Decline service to the person who is attempting the transaction and request an updated payment method from your customer if this is a recurring payment.
Merchants who receive a chargeback for a transaction placed with a Visa card may encounter reason code 41, which indicates a disputed transaction that the cardholder does not believe they should be responsible for paying. The actual underlying cause of this chargeback may be either friendly fraud or merchant error.
A decline code is typically a two-digit, alphanumeric error code that indicates why a card transaction has been declined. While the code can originate from a number of sources, it often comes from the issuing bank, payment processor, or credit networks. Businesses won't always see the exact code.
There are a number of issues that could result in a debit card decline. For starters, you could be mistaken about your balance, or you may have reached your daily limit for withdrawals. The bank may feel the transaction is suspicious, based on your purchase history. Technical issues may also be to blame.
Review Your Card Info
Double check that all of your information was entered correctly. Transposing numbers is an easy mistake to make. If you are using a card on file, double-check the card number and CVV security code against the actual card. Make sure you are using the zip code tied to your billing information.
How to Unblock an ATM Card Through Bank? The first step is to contact your bank's customer service or visit the nearest branch to inquire about the reason for the block and request unblocking. You may need to provide some personal identification details to confirm your identity.
The cardholder's bank has declined the transaction as it does not allow this type of transaction.
43 / Stolen card, pick up: The card's owner has reported it as stolen, and the bank is preventing the transaction from going through. Decline service to the person who is attempting the transaction and request an updated payment method from your customer if this is a recurring payment.
Credit cards are declined for a wide variety of reasons, such as: You've reached your credit limit. Your purchase was flagged as fraud. You have a large pending transaction.
The HyperText Transfer Protocol (HTTP) 401 Unauthorized response status code indicates that the client request has not been completed because it lacks valid authentication credentials for the requested resource.
The customer's card issuer has declined the transaction as the account type selected is not valid for this credit card number.
46 Closed Account
The customer's issuing bank is declining transactions due to account closure or a validation issue. What to do: The cardholder will need to contact the card-issuing bank to correct the validation issue.
When you meet error code 41 on your computer, the first and easiest method to fix it is to reboot your computer. This is because the problems may be caused by some temporary issues with Device Manager. Just click on the Start button, choose the Power option, and select Restart from the menu.
According to the Disney Plus support team, error code 41 is typically a digital rights issue. It appears when attempting to access content that the service doesn't have the rights to stream. The specific error message says “We're sorry, but we cannot play the video you requested. Please try again.”
Ignition Control Error
The ECM monitors the ignition module performance. Code 41 can set when the ignition system performance does not meet factory specifications.
The [51] Decline code error means that there are insufficient funds on your credit card to process the payment. To fix this issue, submit your payment using a different credit card or call your credit card issuer (the phone number is usually on the back of your card).
49 Card Declined – this error pertains to a credit card not allowed for online transactions. 54 Expired Card – declined due to obvious reason. 58 Function not Permitted – this usually occurs when the merchant processing account is not properly configured.
Do not Honor (05) is the most common and general message for card transactions that are declined by the Bank. It indicates that the Issuing Bank will not validate the transaction. It is caused by many factors such as mistyping, insufficient funds, etc.
When your account is blocked it means you can't make any purchases using your debit card. It also means any direct debits or standing orders will not be processed. Access to your funds will also be blocked therefore, you can't withdraw cash out at ATM or Post Office and you can't make any payment transfers.
Depending on the reason for the block, you can unblock your credit card by calling the bank or credit card company and discussing the issue. You may need to go through extra steps such as: Answering security questions to confirm your ID.
To unblock your credit card, you will have to contact your bank by following various online and offline methods. To unblock your credit card online, you can visit your bank's mobile application or official website and apply for 'reissue' or 'reactivation' of your credit card.
A fairly generic response that many issuing banks will send back when declining a transaction. The transaction may be declined due to a high level of recent activity on a card, a lack of matching AVS information, the card is over its limit or a range of other reasons known only to your bank.
Skimming — Skimming is when criminals install illegal devices at ATMs, gas pumps and other point-of-sale terminals that record debit card numbers and PINs. Spoofing and phishing — These are practices where thieves imitate a trusted source, such as a family member or company, with fake emails or websites.
Thieves can obtain your card number, expiry date, and security code using different techniques. They can use skimming devices placed on ATMs or point-of-sale payment terminals or phishing scams where they trick you into revealing your card details or hacking into databases that store card information.