The [54] Expired Card code error indicates the card used to pay your subscription has expired. To fix this issue, submit payment from a different credit card that has not expired. For more information about code errors, see the article: Resolving issues when your credit card fails.
Types of credit card declines
Code 54—Expired card: The credit card is expired and is no longer a valid payment method. Code 14—Incorrect card number: This error code typically occurs during online transactions, when the card number entered does not match the real credit card number (likely due to human error).
54 – Expired card
The expiration date entered is in the past. Double-check you entered it correctly, ask the customer to confirm the expiration date with their issuing bank, or request an alternate payment method.
The most common reasons for your payment to fail are either filters your bank applies to certain transactions made online, or amount limitations applied to your card. If your payment is being rejected, please reach out to your bank to get additional information.
Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.
The most common reasons are that the card hasn't been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the card's balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to allow for a gratuity.
The customer's card issuer has declined the transaction as the customer has entered an incorrect PIN. The customer should re-enter their PIN.
A decline code 57 appears when a credit card issuer will not permit a transaction because of the card's configuration. Therefore, you will see declined code 57 when you attempt a transaction and you try to process a card incompatible with your machine.
The customer's card issuer has declined the transaction as the credit card number does not exist. The customer should use an alternate credit card.
Credit card declined code 54 is one of the decline codes that indicates the customer's card-issuing bank is not allowing the transaction to go through. The reason that you've received the declined 54 response is that the customer's credit card expiration date has passed.
"[54] The referenced transaction does not meet the criteria for issuing a credit." If you see this error message, you may be able to issue a credit, but you must first enable "Expanded Credit Capabilities" through Authorize.net. Click here for Authorize. net's answer to: What are expanded credit capabilities?
If a charge is not authorized, it usually means that there is a problem with the account or that you are at, near, or over your credit limit. Usually, when you use your credit card at a store the merchant obtains authorization from the card issuer.
The "Do Not Honor" authorization or declined transaction error can occur when you're trying to make a payment using a debit or credit card. This error usually happens because your bank is rejecting the transaction request for one of the following reasons: The card has expired. The card details you provided are ...
This could be for insufficient funds, frozen account status, invalid credit card number or expiration date, etc. Unfortunately the card issuing bank does not provide additional details regarding the reason for the decline. The customer will need to contact the card issuing bank for more information.
The card isn't activated. Attempts to exceed your daily transaction amount. Lack of available funds. Expired card information is being used.
A decline code is typically a two-digit, alphanumeric error code that indicates why a card transaction has been declined. While the code can originate from a number of sources, it often comes from the issuing bank, payment processor, or credit networks. Businesses won't always see the exact code.
The customer's card issuer has declined the transaction as the credit card number is associated to a cheque account that does not exist.
What is Visa chargeback reason code 57? Visa chargeback reason code 57 falls under the “Fraud” category. The shorthand description is “Fraudulent Multiple Transactions.” This reason code is used when a cardholder is claiming that a merchant has processed multiple unauthorized transactions against their Visa card.
A 57 decline code is a general Service Not Allowed decline response. This is a common decline message for transactions that are blocked by the bank that issued the card. For this decline, the customer must call the number on the back of the card and ask the bank why they are declining the transaction.
Resolution Steps. The [51] Decline code error means that there are insufficient funds on your credit card to process the payment. To fix this issue, submit your payment using a different credit card or call your credit card issuer (the phone number is usually on the back of your card).
When your card is blocked, you cannot make online payments as it will get declined. Also, the card will not be read by the card reader at the ATM or it will not accept the PIN or decline the transaction again. You can confirm if the card is blocked by calling customer care service or at the bank branch.
There are typos or everyday mistakes
You entered your card information incorrectly. You have an old address or phone number still on file. You reached your credit limit. Your card has expired.
Banks may freeze bank accounts if they suspect illegal activity such as money laundering, terrorist financing, or writing bad checks. Creditors can seek judgment against you, which can lead a bank to freeze your account. The government can request an account freeze for any unpaid taxes or student loans.