63% of Americans retire between the ages of 61-69. In a quest to live a better-than-average life, it's logical to conclude the ideal retirement age should at least be below 61-65, the majority age range of when Americans retire.
You may worry about managing financially on a fixed income, coping with declining health, or adapting to a different relationship with your spouse now that you're at home all day. The loss of identity, routine, and goals can impact your sense of self-worth, leave you feeling rudderless, or even lead to depression.
Mental laziness and lack of motivation can also be caused by one simple problem: not having enough exercise and nutrients in the body. One should consider eating healthy food high in protein, such as green, leafy vegetables, and fatty fish. Research also suggests eating berries and walnuts and drinking coffee or tea.
Boredom can manifest when you're unable to focus your attention. This can be because you are consumed by multiple stressors in your surroundings. If you're stressed out about something else, and your present situation is overly-stimulating, you may feel bored.
Best Age To Retire for Tax Purposes Super
The best age to retire for tax purposes in Australia when it comes to superannuation is age 60. Generally, all withdrawals over age 60 from superannuation are received completely tax free. The only exception is if your balance includes a taxable (untaxed) element.
The happiest retirees know very well how to travel, play and explore, and they wholeheartedly engage in three or more hobbies on a regular basis, says Moss. “Curiosity may have killed the cat, but a lack of curiosity kills the happy retiree,” he says. Keep in mind, it doesn't really matter what your interests are.
There are plenty of potential culprits. Medications for blood pressure, sleep problems, pain and gastrointestinal reflux can induce fatigue, as can infections, conditions such as arthritis, an underactive thyroid, poor nutrition and alcohol use. All can be addressed, doctors say.
In most cases, there's a reason for the fatigue. It might be allergic rhinitis, anemia, depression, fibromyalgia, chronic kidney disease, liver disease, lung disease (COPD), a bacterial or viral infection, or some other health condition.
First, as we age our cognitive capacity declines, giving rise to challenges of self-control and attention that we know are associated with increased boredom.
Symptoms of the bore-out syndrome are described by the Frankfurt psychotherapist Wolfgang Merkle as similar to the burnout syndrome. These include depression, listlessness and insomnia, but also tinnitus, susceptibility to infection, stomach upset, headache and dizziness.
Research has shown that chronic boredom can increase your risk factors for mental health issues, leading to negative thinking patterns, impulsivity, and self-destructive behaviors.
Retirees are often advised to stay busy and do something meaningful. For the most part this is good advice. No one wants to feel bored and useless in retirement. But sometimes it's nice to just relax and do absolutely nothing.
Many seniors experience depression, social isolation, and loneliness after they leave the workforce. Retirement loneliness may arise from: Being unable to shift out of “work mode” and relax in what feels like an endless vacation, especially if you were a leader in your former role or an entrepreneur.
Retirement anxiety is an emotion of concern or worry, experienced by people yet to retire, about the prospect of retirement. Examples include concerns about how they'll fill their time, financial worries and feeling a loss of identity. And as our recent research has highlighted, it's a significant and growing issue.