A decline code is typically a two-digit, alphanumeric error code that indicates why a card transaction has been declined. While the code can originate from a number of sources, it often comes from the issuing bank, payment processor, or credit networks. Businesses won't always see the exact code.
Do not Honor (05) is the most common and general message for card transactions that are declined by the Bank. It indicates that the Issuing Bank will not validate the transaction. It is caused by many factors such as mistyping, insufficient funds, etc.
The credit card decline Code 02 instructs the cardholder to refer to their issuer for a special condition. Similar to Decline Code 01, the financial institution that issued the card is declining the transaction. You should advise the customer to contact their issuing bank for further explanation.
What Does "Code 4" Actually Mean? - Code 4 Security Services. Quote. “Code 4” means everything is under control or the scene is safe. It indicates the officers are now in charge of the situation they were called to. For us it means when Code 4 is working we make sure everyone is safe and we are in control.
Code 1 Do so at your convenience. Code 2 Urgent. Code 3 Emergency/lights and siren. Code 4 No further assistance is needed.
Credit card declined code 01 means that the card's issuer has signaled a problem with the card number. The customer should contact their issuing bank and use a different card to complete the transaction.
03 Invalid Merchant Number – this error code indicates that the entered credit card information is incorrect. Another reason why you will receive this error is possibly because the merchant facility is non-functional.
Transaction Response 06 - Error
The customer's card issuer has declined the transaction as there is a problem with the card number. The customer should contact their card issuer and/or use an alternate card.
If you receive the decline code 04, it's possible the payment could not go through because the cardholder initially thought they lost their card or someone stole it. They would have contacted their issuing bank to report it as such.
Here are all the credit card decline codes associated with fraud: Code 7 — Pick up the card, special condition (fraud account): The card issuer has flagged the account for fraud and therefore denied the transaction.
This code is often returned from the issuer when they do not accept the transaction. This can possibly be when a transaction for the same amount and merchant is attempted multiple times quickly for the same card. The cardholder should contact their issuing bank.
This typically means the card has been reported lost or stolen, or the account associated with the card has been closed. The card issuer may want the card taken out of circulation, which you may do if the situation is safe.
This usually indicates insufficient funds or a restriction on the credit card; Please do not attempt this transaction for at least 24 hours from your last attempt.
The customer's card issuer has declined the transaction due to the amount attempting to be processed.
The customer's card issuer has declined the transaction because of an invalid format or field. Check the transaction information and try processing the transaction again. An invalid character (e.g. a dollar sign or a space) may be being passed to eWAY.
Reasons you're receiving 'No Such Issuer' error code
Receiving error code 15 tells you the card number was entered incorrectly. To be more specific, it means the first number is incorrect. Each major credit card provider has its own number that every card they issue must start with.
If you find yourself in a situation where you see error code 91, it means issuer or switch inoperative. In simpler terms, this means that the card issuer was unavailable. For some reason, the credit card terminal you're using could not contact the issuing bank. and thus, could not authorize the transaction.
02 – Refer to issuer (special condition): The user's bank rejected the transaction. You must contact the bank for the explanation and fix. 03 – Invalid merchant: This code arises if the payment information is entered incorrectly or if your merchant account or credit card terminal isn't configured properly.
The customer's card issuer has indicated there is a problem with the card number. The customer should contact their bank or the customer should use an alternate card.
Error Code 19 is one of the most common error codes in the payment processing industry. When you see this code, it means you need to re-enter the data. You might call error code 19 a mystery code, as the credit card terminal is telling you it does not understand or know why the transaction has failed.
Code 3: Respond to the call with using lights and sirens. Code 2: Respond to the call with emergency lights, but without sirens. Alternatively, sirens may be used if necessary, such as to make traffic yield or when going through intersections. Code 1: Respond to the call without emergency lights and sirens.
CODE 3 EMERGENCY RESPONSE A “CODE 3” response is defined as an emergency response determined by factors such as immediate danger to officer or public safety that require an expedited priority response utilizing lights and sirens.
Code 3 in a hospital means that an emergency service response team, such as an ambulance with paramedics, is traveling to an emergency with their lights and sirens on.