You can transfer money by moving money from your bank account directly into an overseas bank account. This is called a money transfer, a telegraphic transfer (TT), or a wire or SWIFT transfer. Banks can be a more expensive option.
Yes, you can send money online 24/7 to India from Australia using internet banking (pay with POLi) or a Visa® or MasterCard® credit3, debit or prepaid card.
Provide your loved one's details. Give the agent the name of the person you want to transfer money to, the destination country and the amount to send. Choose a collection method out of cash, direct to bank account and mobile wallet, based on your receiver's destination. Pay and track your transfer.
Easily track your money transfer online or via the Western Union® app. Send and receive money at a Western Union agent location in Australia. It's easy to find one near you with a few clicks or taps.
There is no limit to the amount of money that you can travel with, receive and send overseas. You also don't need to declare money that you transfer overseas or receive from overseas through a bank or a remittance service provider (money transfer business).
Fees for money transfers within the US
The cost to send money within the US via Western Union depends on the amount you are sending, your payment method and how your recipient would like to receive their cash. To send $100 from your bank account to theirs still carries a significant fee of $14.00.
What is the limit of the amount that I can transfer through Western Union? You can transfer up to 50000 USD/ EURO (or local equivalent) from United Kingdom, France, Germany, Australia, Hong Kong, or the United States when sending from your bank account directly to the receiver's bank account.
The MoneyGram® online money transfer service ("Service") is provided in Australia by MoneyGram Payment Systems, Inc.
Unless you're transferring a considerable sum of money, the difference in exchange rates offered by Western Union or your bank is negligible. Though Western Union may offer rates that are slightly better, depending on where you're sending your money.
To send more than 3,000 USD from the United States, you will need to verify your identity1. Once verified, you can send up to 50,000 USD. You can verify your identity online or at an agent location.
The cheapest way to send money internationally is to transfer funds directly from your bank account to a recipient's bank account. Most transfer services charge additional fees for debit card or credit card payments and cash pickups. Credit card payments will incur additional charges from your credit card provider.
Both Western Union and PayPal are popular choices for sending large sums of money overseas. However, they can be expensive compared to other service providers.
Send money with confidence
Western Union takes safety seriously. As one of the most reliable and oldest financial services and communications companies in the world, we provide a wide variety of money transfer options to more than 200 countries.
Western Union uses Strong Customer Authentication (SCA) to secure online payments. To successfully authenticate your payment, please be sure of the following: Your card or bank account is registered for SCA (3D Secure). If not, contact your card issuer or register it through your online banking portal.
To avoid these fees or for reduced fees, use a debit card or check other payment methods.
3) Link your checking account to your Western Union profile (US accounts only). 4) Verify your bank account and complete your money transfer. 5) We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pick up.
You need the recipient's details
Recipient's name, their account name and home address. The SWIFT or Bank Identification Code (BIC) of the recipient's bank. Sometimes you'll be asked for a BIC and sometimes a SWIFT – they're the same thing. Recipient's International Bank Account Number (IBAN) or bank account number.