116. CONTACT CARD ISSUER. 2. Insufficient funds. Ask for another form of payment.
Call/Declined Credit Card Error Codes
They are codes 01, 02, 04, 05, 51, 54, 57, 65, 93. The errors indicate that the card-issuing institution has declined the payment due to a specific problem. Very often, it concerns mistakes in the provided card information, or the lack of funds.
The value submitted for bank account name does not contain valid characters. 3 116 The authentication indicator is invalid.
161 – Decline For Address Verification System (AVS)
The transaction was declined due to the AVS requirements.
Service denied because payment already made for same/similar procedure within set time frame.
The card issuer (your customer's bank) could not be contacted, or did not respond in time. The credit card transaction has not been processed. You can retry the transaction after waiting for 15 minutes.
This error is returned when the cardholder does not have enough credit to pay the specified amount. Ask the cardholder if they have another card to use for the payment.
115: Invalid fraud provider. 116: Transaction rejected by fraud provider. 117: Transaction challenged by fraud provider. 118: Transaction rejected by merchant.
R0 or R1 / Customer requested stop of specific recurring payment: If you get this error code, it means the customer has told their card issuer not to allow recurring payments from you. You should stop the recurring payment schedule immediately to avoid chargebacks.
101. Generally insufficient funds or incorrect card data supplied, for example, expiry date or security code.
What is a bank response code? A bank response code is another name for a credit card authorization code, a two-digit numeric code which indicates whether the transaction was approved or declined.
Error Code 112: TIME-OUT WAITING FOR LEADING EDGE AT REJECT. Resolution: 1. Inspect for jammed currency in the transport path between the width sensors and the reject sensor. Remove jammed currency.
Error Code 113
Inspect for a jammed currency in the reject sensor. 2. Verify that all access panesl are closed and secured. Power down the ATM in the proper sequence.
Error 117: The cardholder authentication value is invalid.
There are a number of issues that could result in a debit card decline. For starters, you could be mistaken about your balance, or you may have reached your daily limit for withdrawals. The bank may feel the transaction is suspicious, based on your purchase history. Technical issues may also be to blame.
Simultaneously press SELECT + RESET on the dashboard and not let go. 4. Turn the ignition switch (button still hold) and wait for about 8 seconds until the dashboard inscription "dIAG".
When you get the decline code R1, it means your client or customer prohibited your recurring payment. The further description says that the customer has forbidden the card issuer to allow recurring payments from you. You should stop charging the payment method immediately to avoid chargebacks.
If you have a credit card account that you paid on time, it'll be reported as “R1” If you have a line of credit, and you missed a payment by 45 days, it'll be reported as “O2” If you have credit card debt and you're being contacted by a collection agency for payment, it'll be reported as “R9”
Merchants who receive a chargeback for a transaction placed with a Visa card may encounter reason code 93, which indicates an improperly authorized transaction that the cardholder does not believe they should be responsible for paying. The actual underlying cause of this chargeback is usually true fraud.
The transaction has not been processed and the customer should attempt to process the transaction again. No further information is provided from the bank as to the reason why this was not processed.
A 01 code means that there's a problem related to the issuing bank or account. It could indicate suspected fraud, insufficient funds, or expired card details. Rather than an issue with the account itself, this means there's a problem from the merchant's end.
Description. The request was rejected because of technical reasons. In most cases, this is caused by invalid input data. A corrected request may be sent with a new transaction-id.
This code is often returned from the issuer when they do not accept the transaction. This can possibly be when a transaction for the same amount and merchant is attempted multiple times quickly for the same card. The cardholder should contact their issuing bank.
Code 62 chargebacks usually occur when a merchant fails to scan the EMV chip on a credit card and processes a transaction using the magnetic stripe, either because they didn't have the proper terminal or because the customer claimed the chip wasn't working.