Error 403 is due to Merchant ID not configured in the system.
403 error: Forbidden.
The client does not have the necessary permissions to access the requested resource, even if they are authenticated.
Causes of 403 Forbidden Error
There are two possibilities in this case: either the website owner edited the settings so that you couldn't access the resources, or they didn't set the correct permissions. The second common cause is corrupt or incorrect settings in the .htaccess file.
It simply means that, for some predetermined reason, the website's content you're trying to access is being blocked. The reason might be within your control – but it's more likely caused by something on the content owner or server side.
This occurs when attempting to access an invalid or forbidden URL that the web server software has restricted. For example, Apache servers return a 403 Forbidden Error when a client tries to access a URL corresponding to a file system directory.
Many times the 403 error is temporary, and a simple refresh might do the trick. Most browsers use Ctrl+R on Windows or Cmd+R on Mac to refresh, and also provide a Refresh button somewhere on the address bar. It doesn't fix the problem very often, but it takes just a second to try.
Your card details (number, CVC and/or expiry date) are incorrect. Your card has been declined due to insufficient funds. Your bank has disallowed us to process your transaction on your card.
There are a number of issues that could result in a debit card decline. For starters, you could be mistaken about your balance, or you may have reached your daily limit for withdrawals. The bank may feel the transaction is suspicious, based on your purchase history. Technical issues may also be to blame.
How do I know if my card is blocked? You can know the status of your card by calling the credit card customer care number of the bank and or by logging in to your net banking account as well.
The most common reasons for your payment to fail are either filters your bank applies to certain transactions made online, or amount limitations applied to your card. If your payment is being rejected, please reach out to your bank to get additional information.
The message Transaction Not Allowed indicates a rejection on the side of the credit card provider for unspecified reasons. It doesn't necessarily mean that there is an issue with the card, but it does indicate that the bank will not approve this transaction. You will need to contact your bank for more information.
What is a Card Type Verification Error. The card type verification error, also called the CV error, means the type of card being used is not supported. It may mean your account does not allow you to accept payments of this type. These errors are most common with American Express and Discover cards.
03 Invalid Merchant Number – this error code indicates that the entered credit card information is incorrect. Another reason why you will receive this error is possibly because the merchant facility is non-functional.
Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.
You entered your card information incorrectly. You have an old address or phone number still on file. You reached your credit limit. Your card has expired.
Overseas transactions using Credit Cards may be declined for reasons such as, Not informing the bank / Card Company - Before using your card overseas, you must inform your Bank / card company This can be easily done through NetBanking or Mobile Banking.
The customer's card issuer has declined the transaction as there is a suspected fraud on this credit card number.
Depending on the reason for the block, you can unblock your credit card by calling the bank or credit card company and discussing the issue. You may need to go through extra steps such as: Answering security questions to confirm your ID. Negotiating your credit limit.
You can confirm if the card is blocked by calling customer care service or at the bank branch. You must raise an application for unblocking the ATM card online or offline through call/SMS/bank branch if your ATM card gets blocked. How can I block my card?
Your bank may block your credit card due to various reasons such as overutilization of your credit limit, multiple instances of non-repayment of your credit card bills, suspicious activity, or non-receipt of your KYC documents.